Legal Notice

1. General Information

In compliance with the provisions of Article 10 of Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSI-CE), users are hereby informed that this website, accessible via the domain ganeshatradeadvisors.com (hereinafter, the "Website"), is owned by Joan Salvador Gatell Martínez (Ganesha Trade Advisors), with NIF 47602593E and registered address at Calle Violeta, 13, 08329 Teià (Barcelona).

For any enquiries related to the Website or the services offered, you may contact us via the following email address: administracion@ganeshatradeadvisors.com.

Accessing, browsing, and using the Website confers the status of user and implies full acceptance of this Legal Notice.

2. Purpose and Conditions of Use

The purpose of the Website is to provide information about the professional services rendered by Ganesha Trade Advisors:

• —Documentary audit of letters of credit (UCP 600 / ISBP 821).
• —Audit of documentary collections (URC 522).
• —Validation of draft letters of credit.
• —Specialised consultancy in international trade and trade finance.

The user undertakes to use the Website diligently, lawfully, and in good faith, refraining from any action that may impair, damage, overload, or affect the normal functioning of the Website, or the rights and interests of Ganesha Trade Advisors or third parties.

Any use of the Website for illicit, fraudulent, or purposes contrary to current regulations is expressly prohibited.

In particular, the user undertakes not to:

• —Disseminate content that is illicit, offensive, or contrary to public order.
• —Introduce viruses, malware, or any other element intended to alter or damage computer systems.
• —Access or attempt to access unauthorised systems or restricted areas.
• —Infringe intellectual or industrial property rights.
• —Impersonate third parties.
• —Reproduce, distribute, or exploit the contents of the Website without prior authorisation.
• —Use the information contained on the Website for unauthorised advertising purposes.

The information published on the Website is for informational purposes only and does not constitute professional, legal, financial, or commercial advice.

3. Intellectual and Industrial Property

All contents of the Website, including, but not limited to, texts, images, graphics, logos, trademarks, designs, documentation, software, and other constituent elements, are owned by Ganesha Trade Advisors or by third parties who have authorised their use.

The reproduction, distribution, transformation, public communication, making available, or any other form of exploitation, in whole or in part, of said contents is prohibited without the prior express authorisation of the corresponding rights holder.

The user may view and temporarily store the contents exclusively for their personal and private use.

4. Personal Data Protection

The processing of personal data collected through the Website shall be carried out in accordance with Regulation (EU) 2016/679, the General Data Protection Regulation (GDPR), Organic Law 3/2018, on the Protection of Personal Data and guarantee of digital rights (LOPDGDD), and other applicable regulations.

Detailed information regarding the processing of personal data can be found in the corresponding Privacy Policy.

Furthermore, the Website uses technical and security cookies necessary for its operation. You can obtain more information in the Cookie Policy.

5. Liability

Ganesha Trade Advisors makes its best efforts to ensure the accuracy, currency, and availability of the information published on the Website.

However, it does not guarantee:

• —The permanent availability of the Website.
• —The absence of errors in the contents.
• —The absence of interruptions or technical incidents.
• —The continuous and immediate updating of all published information.

Ganesha Trade Advisors shall not be liable for any damages arising from the use of the information contained on the Website, nor for those caused by third parties through unauthorised access or breaches of security systems.

Furthermore, it may temporarily suspend access to the Website for maintenance, updating, or improvement purposes.

6. Third-Party Links

The Website may contain links to third-party websites.

The existence of such links is for informational purposes only and does not imply any recommendation, approval, or control by Ganesha Trade Advisors over the content, services, or privacy policies of said sites.

Consequently, Ganesha Trade Advisors assumes no liability whatsoever with respect to third-party websites.

7. Amendments

Ganesha Trade Advisors reserves the right to amend, update, or delete the contents, services, and conditions of use of the Website at any time and without prior notice.

Amendments shall be effective upon their publication.

8. Severability

Should any of the provisions of this Legal Notice be declared null, invalid, or unenforceable, said circumstance shall not affect the validity of the remaining provisions, which shall remain in full force and effect.

9. Legal Actions

Ganesha Trade Advisors reserves the right to take any legal, civil, or criminal action it deems appropriate in response to any breach of this Legal Notice or improper use of the Website.

10. Communications

Ganesha Trade Advisors may send communications related to the operation of the Website or the requested services via the email addresses provided by users or by any other means of contact they have supplied.

11. Applicable Law and Jurisdiction

This Legal Notice shall be governed by and construed in accordance with Spanish law.

For any dispute arising from the access to or use of the Website, the parties shall submit to the jurisdiction of the competent Courts and Tribunals in accordance with applicable regulations.

In the event of any discrepancy between versions, the Spanish version shall prevail.